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Karagre Vasate Lakshmi Mantra: Meaning, Benefits & Morning Kar Darshan

Lakshmi, Saraswati and Govinda 108 repetitions

कराग्रे वसते लक्ष्मीः करमध्ये सरस्वती । करमूले तु गोविन्दः प्रभाते करदर्शनम् ॥

Karagre vasate Lakshmih karamadhye Sarasvati | Karamule tu Govindah prabhate karadarshanam ||

Karagre Vasate Lakshmi is the traditional morning prayer to see your palms on waking.

Quick facts

Deity
Lakshmi, Saraswati and Govinda
Mantra type
Morning shloka
Repetitions
1
Best day
Daily
Best time
Immediately on waking
Mala
Not needed

Meaning

The verse assigns divine presence to the hand: Lakshmi (prosperity) at the fingertips, Saraswati (knowledge) in the palm centre, and Govinda (Vishnu, the sustainer) at the base — a reminder that our own actions carry wealth, wisdom and grace.

How to practise Kar Darshan

  1. Before getting out of bed, open your palms and look at them.
  2. Recite the verse once, slowly.
  3. Rub your palms lightly and touch them to your face.
  4. Then step out of bed.

Traditional benefits

  • Sets an intentional, grateful tone for the day
  • Links daily effort with prosperity and learning
  • A simple ritual anyone can follow

Timeline

  1. On waking

    Open your palms

    Look at them before leaving the bed.

  2. 30 seconds

    Recite the verse once

    Slowly, aloud or mentally.

  3. Then

    Step out of bed

    Begin your day with gratitude.

Frequently asked questions

Do I have to say it out loud?
No. Reciting it mentally works too.
Is it for any time of day?
It is specific to the morning wake-up.

Sources & further reading

  • Traditional morning prayers (Prabhata Smarana)

DivineAdda Editorial

Scripture research and editorial team

Last updated 29 September 2026